Fred Vicente is a licensed insurance broker with over 15 years of experience in the financial services industry. Throughout his career, Fred has built his work around three core values-honesty, trust, and compassion-which guide every client conversation and recommendation he makes. He believes insurance should be clear, ethical, and centered on protecting what matters most to individuals and families.

Living in the Delmarva area near the beach, Fred enjoys the balance of coastal living with a strong sense of community. He shares his home with his wife, their dog, and their cats, many of whom are rescues. Fred is a strong believer in animal rescue and adoption, and he is passionate about giving dogs and cats a second chance at a loving home.

Outside of work, Fred enjoys playing guitar, listening to rock music, and attending live concerts whenever possible. As a lifelong animal lover, he values loyalty, care, and responsibility-qualities that reflect both in his personal life and in the way he serves his clients.

Fred is committed to helping clients feel informed, confident, and protected when making important insurance decisions, and he takes pride in being a trusted local resource for those he serves across the Delmarva region.